Most health plans have gaps such as high deductibles for hospitalization and outpatient procedures along with unanticipated bills due to critical illness events or accidents. How do you properly protect your clients? We wrote the book on stacking health insurance plans to anticipate these gaps. North American Health Plans has the tools to help you build plans confidently and correctly.
Stacking Health Plans – What Does That Mean?
When a client’s primary health plan just isn’t enough, supplemental health plans can be used to fill in the gaps in their coverage. Multiple supplemental plans can be “stacked” on top of the primary health plan to create more complete coverage, which leads to happier clients! Stacking health plans can remedy several crucial coverage areas that are often overlooked, such as dental insurance, cancer plans, accident plans, and even out-of-pocket protectors.
You can stack health plans right off the bat, putting together an entire package for your client that includes a primary plan with supplemental health insurance on top of it. Or you can stack later on when you see opportunities for your clients who have existing primary plans but need more coverage. This offers flexibility for your clients’ changing lifestyles and budgets.
Why Should Agents Stack Health Plans?
Stacking health plans creates better coverage for clients, and maximum coverage means fewer big claims and surprise medical bills. It also means higher commissions for agents, in fact, agents that stack plans make three to six times more than agents who don’t!
Clients with complete coverage are happier clients, which means stacking plans can also aid in client loyalty and satisfaction. Deloitte’s Health Care Survey shows that consumers want high value and flexibility in their health care. By evaluating each of your client’s unique needs, you can stack specific supplemental health plans that complement their primary coverage and align with their budget. Stacking means you are able to provide a truly customized product for each client that can easily be adapted as their lives, and families, change and grow.
Why Stack Health Plans with North American Health Plans?
Agents may feel intimidated about stacking plans for a few reasons: trouble finding accurate and fast quotes, complicated enrollment processes, and marketing hurdles. At North American Health Plans, we’ve been stacking health plans for years and can help you navigate any tricky spots with ease. Our experienced network of agents makes quoting, enrolling, and marketing stacked plans effortless. We want you to discover the selling and stacking approach that works for you, and provide the knowledge and tools you need to help you discover it. NAHP agents have the advantage of knowing the best supplemental health plans to stack with each carrier, how much it will cost, and marketing tools for a vast audience of consumers.
Stacking plans can seem complex, but with the help of North American Health Plans, it can be a simple solution for remedying your clients’ health coverage gaps – and happy clients mean higher retention and commission for you!
