Looking for affordable health coverage with great benefits?
Make sure you, and your loved ones, are covered. Whether you are just doing research on what Medicare is, or you are ready to start your coverage today, it is important to be prepared and understand all the details about what specific plan you need to create.
FAQ’s
What is a Medicare Supplement plan?
A Medicare Supplement provides coverage for in-patient hospital, out-patient surgical, skilled nursing, doctor visits, x-ray labs, and much more.
What about coverage for Cancer/Heart/Stroke?
Thanks to medical advances more and more people are surviving major catastrophic medical issues such as cancer, heart attack, and stroke. Unfortunately, it places a tremendous financial strain on the family. Cancer/Heart/Stroke (CHS) coverage protects your financial security and provides benefits for things like deductibles, prescriptions, rehabilitation, treatments not covered by existing insurance, your bills, your expenses, and lost wages.
Why do I need Dental/Vision/Hearing?
Dental insurance is not just important to help you look good, it’s also important for good health. Regular cleanings are also essential to your physical health and quality of life. With Dental/Vision/Hearing plans priced lower than ever before, everyone can afford coverage.
What is an Accident Expense Policy?
Accidents are the leading cause of trips to the emergency room for seniors. After an accident, medical costs can add up fast and Medicare does not always provide enough money to help pay the bills. An Accident Expense policy can help you pay medical bills if you are injured in an accident. These bills could include: Ambulance Transportation; Emergency Care Services; Tests and X-rays; Surgery; Major Diagnostic Exams; Follow-Up Care Services; Durable Medical Equipment; Prosthetic Devices; and Rehabilitative Therapy.
What is Short Term Care?
Medicare does not pay for “Observation Days.” Nor the follow up nursing care unless confined as an inpatient for at least three days. In addition, Medicare provides no coverage for Long Term Care. Short Term Care is a simple, affordable solution to cover these gaps in your Medicare plan.
Why do I need Life Insurance?
Life Insurance is a way to leave money behind for the people who depend on you for financial support. Funds can be used to pay for funeral costs, meet living expenses, or pay off any debts. Some plans also offer living benefits in the case of a critical illness while alive.
Why do I need Prescription Drug Coverage?
Prescription drugs are the fastest growing costs in health care. Prescription Drug plans provides you with unparalleled control to customize coverage that’s right for you.
Can you explain some of your Value Added Benefits?
Teledoc – 24/7 access to doctors by phone or video, at no additional charge.
Advocacy – Healthcare is frustrating. Medical pricing and bills are confusing. Employees need someone to help. We provide you with an advocate to help you navigate the system and negotiate down your bills.
Doctors Online – You can get fast answers at no cost from specialists via email or app: including physicians, specialists, psychologists, dentists. dietitians, fitness trainers, and more.
Prescription Savings – Medicare does not cover all prescriptions and costs are skyrocketing. We provide you with discounts of 10-85% to save out of pocket costs.
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*Not all carriers/products available in all states. Please contact us for availability in your state.
